Accidents happen

How can someone be so irresponsible as to drive without insurance? An acquaintance fell victim to such a butthead. He was on his way home when his car got hit by a lady who not only didn't have an insurance but was also driving with a suspended license. My friend's car got totalled. Fortunately, he has collision insurance against uninsured motorists. His only gripe is, the collision estimation was way below the value of his classic car. It barely paid for it. What a headache!