Insurance

I cannot imagine going through life in this day and age without insurance. When our house in Georgia suffered damages due to ferocious wind gusts, our landlord insurance coverage helped us with the repair costs. When hubby's SUV got vandalized, our auto insurance took care of the bills for us. Oh, and don't get me started with health insurance. I cannot reiterate more the importance of having health insurance. Just imagine suddenly falling ill and you're not covered. What are you going to do? Sit and wait? I hope not! And boy oh boy, I sure hope you are covered with term life insurance.

Frankly, I'm appalled at how some hospitals (in the Philippines) treat you when you don't have insurance. I remember reading about a distressed man who took his own newborn baby hostage because the hospital wouldn't release his family due to his inability to pay the bills. The hospital's excuse? The family didn't participate in the family insurance they were offering to poor families. So they basically missed out. That's bull crap. Anyway, the best thing to do nowadays is to get insurance qoutes from a reputable insurance quoting services. It's important to know what options are available to you so you can protect yourself and your family.


Here's a funny story that happened to my asthmatic aunt long time ago. She was having one of her asthma attacks so we all rushed her to the hospital. When we got there, the receptionist (a nurse) started asking her personal questions,- name, age, insurance card, money for deposit blah blah. She didn't care that my aunt was literally gasping for air at this point. My aunt got so frustrated that she blurted out "P*t*ng I*a Mo! Mahhh-mahh-mahh-thayyy na kohhhh, ini-interview moh pah kohhhhhhhhh" (son of a b*#ch, i'm already dying and you're still interviewing me!). Embarrassed, the nurse hurried up and helped her. I still laugh about it to this day.